Payment & Insurance Options

Cost is a major concern for people who are considering hearing aids. At Merit Hearing, we do everything we can to make hearing aids more affordable and accessible to patients who need them. That is why we have adopted an unbundled service model — you will only pay for services you actually use. You’ll find that the upfront cost of hearing aids from Merit Hearing is significantly lower than from other clinics. You can also find complete pricing information for all hearing aids and services we offer right on our website. Despite this, even basic hearing aids can be a significant investment for many people, so we strive to offer multiple payment and insurance options to meet every patients’ needs.

Payment Options

At Merit Hearing, we accept the following payment methods:

  • Cash/Check
  • Visa
  • MasterCard
  • Discover
  • American Express
  • Flex Spending Accounts & Health Savings Accounts
  • Care Credit

Insurance Options

Our audiologists are in-network providers with most major insurance plans, however, this may vary by specific provider and clinic location. Insurance coverage for hearing aids varies widely among different insurance companies and plans. Some insurance coverage features a direct benefit, while others offer access to “discounted pricing” through a third party. Please note — if you are referred to our clinic through a third party, we are contractually obligated to utilize their pricing structure even if it is higher than our normal clinic prices. Please contact our office for assistance determining your hearing aid benefit.

In order to look up your hearing aid benefit, we will need you to send us a photo of the front and back of your insurance card, the patient’s full name, and date of birth.


Traditional Medicare Part B (the Red, White, and Blue card) does not cover hearing aids or any hearing aid-related services. However, they will cover an annual hearing test and other diagnostics unrelated to hearing aids.

If you have any questions about payment and insurance options, please contact us!